Tangany Receives Payment Services License (PSD2) for E-Money Tokens
Tim Schuster
Marketing Manager, TanganyTangany among first custodians in Europe with a BaFin PSD2 license for E-Money Token payments.
Enables regulated stablecoin deposits, withdrawals, and transfers for banks and fintechs, with first partner launches in the coming weeks.
Expands Tangany’s regulated infrastructure across custody, MiCA services and payments.
Munich, March 16, 2026 – Tangany, a BaFin-regulated B2B digital asset custodian, has received a Payment Services Provider license under the Payment Services Directive (PSD2) from the German Federal Financial Supervisory Authority (BaFin) for activities related to E-Money Tokens (EMTs). The company is among the first digital asset custodians to receive such a license from BaFin for EMT-related payment services.
EMTs represent blockchain-based electronic money and are commonly used to issue regulated stablecoins in Europe.
The new license enables Tangany to support regulated transfer services involving stablecoins for financial institutions, fintech companies, and digital asset platforms across Europe. These institutions can use Tangany’s services to facilitate stablecoin deposits and withdrawals, providing the technical infrastructure for transfers to and from external wallets as well as the regulatory framework under PSD2 and MiCA.
The service will be available across the EU once fully launched and the first two cooperation partners are already preparing to launch services with Tangany’s support in the coming weeks. As part of Tangany’s regulated white-label infrastructure for digital assets, the company can now also offer payment services involving E-Money Tokens such as stablecoins alongside its existing framework, including its MiCA license for crypto asset services.
Under European regulation, companies offering payment services involving stablecoins must hold a PSD2 payment services license in addition to crypto asset licenses under the Markets in Crypto-Assets Regulation (MiCA).
Tangany is permitted to provide the following services related to E-Money Tokens:
1. Services enabling cash to be placed on a payment account
2. Services enabling cash withdrawals from a payment account
3c. Execution of credit transfers
Stablecoins have rapidly become a core component of the global digital asset ecosystem and an increasingly relevant part of today’s payment infrastructure. According to industry estimates, the global stablecoin market exceeded $300 billion in circulation as of early 2026. Regulated infrastructure for handling E-Money Tokens is therefore becoming increasingly relevant for financial institutions and digital asset platforms operating in Europe.
With licenses covering crypto custody, crypto asset services under MiCA, and payment services for E-Money Tokens, Tangany continues to expand its role as a leading regulated infrastructure provider for digital assets within the European financial ecosystem.
About Tangany
Tangany is an innovative fintech company based in Munich and regulated by the German Federal Financial Supervisory Authority (BaFin). Tangany offers a market-leading B2B solution for the custody of digital assets on blockchain protocols such as cryptocurrencies, tokenized securities, and NFTs. The solution is already used by more than 60 institutional clients, including banks, trading platforms, corporations, and fintechs.
Clients can easily and reliably deploy blockchain technology by integrating Tangany’s modern APIs into their systems. This white-label solution significantly reduces the cost and time required for in-house development, enabling faster time-to-market and allowing clients to focus on their own products and services.
Tangany operates under multiple regulatory frameworks, including licenses for crypto custody, MiCA crypto asset services, and payment services related to E-Money Tokens under PSD2.
Further information: https://tangany.com/
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